Memberships Abundant Financing – FAQ/Help Desk

Memberships Abundant Financing – FAQ/Help Desk

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Buy now, pay over time with Abundant

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Buy now, pay over time with Abundant

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Quick and easy

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Select Abundant as your payment method at checkout and get payment options tailored for you.

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No hidden fees

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Abundant helps you breakup your purchases into payments you can count on. With no hidden fees or surprises, you always know exactly what you owe.

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Quick eligibility check

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At checkout you’ll be asked to enter a few pieces of information to check your eligibility in real time. This won’t affect your credit score.

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Here’s how it works:

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1. Select Abundant as your payment method at checkout.

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Enter a few pieces of information for a real-time decision. This check doesn’t affect your credit score.

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2. Choose a payment plan

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See what payment plans are available for your purchase. There are no hidden fees.

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3. Pay over time

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Make payments at abundantservicing.com. Wait for email reminders when a payment is coming up.

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OPC Memberships

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Here’s what a payment plan for OPC could look like

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Here’s what a payment plan for OPC could look like

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FREQUENTLY ASKED QUESTIONS

[/vc_column_text][vc_tta_accordion active_section=””][vc_tta_section title=”Who is myAbundant?” tab_id=”1665724843705-aad727f7-0913″][vc_column_text]myAbundant is our financing partner! They allow us to create payment plans for our memberships, removing the need for you to pay in-full up front.

We’re excited about this relationship because they specialize in working with companies like ours, who offer online programs, memberships, and coaching services.

You can compare myAbundant to a bank. When you apply for financing with them and are approved, they directly fund your membership – meaning they pay us by loaning the membership cost to you – and then you pay them back weekly until your payment plan is paid in full.

They have a really fancy team that facilitates credit and background checks to handle all the financial risk (such as fraud, underwriting, capital funding, collections, etc) until the payment plan is satisfied.

The best part? It’s easy and quick for you to apply. They’ll give you an answer on the spot (because they’re techie like that!)[/vc_column_text][/vc_tta_section][vc_tta_section title=”Is it safe to share my information with myAbundant?” tab_id=”1665725166359-55b318b9-2519″][vc_column_text]Yes, it sure is!  myAbundant is partnered with Centrex Software, who works directly with brokers, lenders (like myAbundant), banks, investors, fintechs, and more. The Centrex “brain” behind myAbundant is incredibly secure. They consider physical, hardware, software, and logical security levels when collecting and storing personal information.

Security is their top priority (and myAbundant’s too!) You can read more about Centrex’s security here.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How does financing work?” tab_id=”1665725185720-dc57712f-e3ce”][vc_column_text]When you are approved by myAbundant you are contractually committing to a monetary loan that you agree to pay back. The loan will include a financing service fee, and possibly a credit card processing fee (unless you don’t use a credit card for repayment!)

So basically, you apply, they decide if they can work with you, they pay us for your membership, and you pay them back in weekly installments.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Will you actually be checking my credit? Will it affect my credit score?” tab_id=”1665725179413-bbb62810-299d”][vc_column_text]Nope! All credit checks done by myAbundant are soft credit pulls and will have no effect on your credit score. This is just another reason why we love them.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Can I apply for financing if I don’t live in the US and don’t have a US credit score?” tab_id=”1665725174341-4b3bc1b8-196a”][vc_column_text]Yes! myAbundant offers services to those outside of the US. International applicants who don’t have a US credit score will still qualify for a payment plan.

One thing to note, myAbundant is only able to offer international applicants the ability to make payments with credit cards. ACH transactions currently will not work with international bank accounts.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Are there extra financing fees for taking a myAbundant loan?” tab_id=”1665724843705-555cf3b9-7ab8″][vc_column_text]Yep. There are. We wish we could avoid this, but they’ll basically be fronting the money for your membership. They make their money back with fees for managing the loan and repayment process.

The fee will vary depending on which product you are considering.

That said, we’ve negotiated as hard as possible with myAbundant to keep the weekly payments manageable for you. You won’t even notice them![/vc_column_text][/vc_tta_section][vc_tta_section title=”Are there fees if I use a credit card?” tab_id=”1674697721649-74920747-839f”][vc_column_text]Yes. If you use a credit card to pay myAbundant each week they will apply a credit card transaction fee. This goes for anyone in or outside of the US. Unfortunately, ACH transactions currently will not work with international bank accounts so international applicants will only have the option to use a credit card during repayment.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Would I be signing a contract with myAbundant?” tab_id=”1674697768037-c262f438-8f58″][vc_column_text]Yes, and you would be giving myAbundant permission to auto-debit your bank account or credit card for the duration of the loan. You’ll have a chance to read through the contract before agreeing to anything.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Who would I actually be paying?” tab_id=”1674697742374-7188ff49-6ab5″][vc_column_text]When you join our membership and take advantage of our financing plan through myAbundant, you would be making weekly payments to them. They will, in turn, be making payments to us.

This allows us to offer you a lower weekly payment for our membership, rather than asking you to pay in-full.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How often would I be making payments?” tab_id=”1674697785622-65644afe-3acb”][vc_column_text]Payments to myAbundant will happen weekly.

It is possible that your membership will last longer than the weekly payments though! For example, you might have 20 weekly payments to make for a year long membership.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What is ACH and is there a benefit to pay with that over paying with a credit card?” tab_id=”1674697810717-a5893c22-d1be”][vc_column_text]ACH stands for “automated clearing house”… basically, think of it as an automatically transferred debit transaction from a checking or savings account. When you pay with ACH you provide your bank account details to myAbundant through Plaid (a super secure way to share your banking details. Read more here) and they automatically withdraw funds each week. There are no extra fees for paying with ACH because it is a bank-to-bank transaction.

However, paying with a Credit or Debit card requires a third party to be involved (usually Visa or Mastercard) and they add fees into the transaction. You are welcome to use your Credit or Debit card to pay myAbundant for your membership to our site, but it would add a small transactional fee on top.

To skip those small transactional fees we recommend you pay myAbundant using ACH.

Please note, ACH is unavailable for international applicants.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Will my membership automatically renew?” tab_id=”1674698275079-d9c3a382-b64c”][vc_column_text]Currently we are unable to set your membership to renew automatically if you work with our financing partner, myAbundant. Instead, you would have to reapply with them to finance your next round of your membership unless you want to pay in-full with a one-time payment up front.

For example, you may have a year long membership that has 20 weekly payments. After you finish your payments you would still have access to your membership for another 32 weeks. At the end of your membership you would either pay in-full for your next round of the membership, or reapply with myAbundant to finance another round.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]

Additional details (aka legal info)

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SUCH A TEASE

ONLINE MAT & REFORMER PILATES CLASS DESCRIPTIONS:

Teaser is probably one of the most photographed exercises in Pilates. Which makes people think it's a "peak pose." But, it's anything but! It's simply another layer to your Pilates practice. This week we will acknowledge how each exercise contributes to your ability to do Teaser (someday) and then how Teaser teaches you where to get curious in your practice.

On the Mat we will use light weights for one round of Teaser as they can be helpful for those still adding into their practice.
No props on the Reformer.

See you in class,

xx~LL

MAT EQUIPMENT NEEDED: Your awesome self, light weights and a Mat!

>> Wondering what mat I’m using? You can find out more here.

REFORMER EQUIPMENT NEEDED: Your awesome self and a Reformer!

>> Wondering what reformer I’m using? You can find out more here.

TOPS 'N TAILS

ONLINE MAT, REFORMER, CADILLAC & WUNDA CHAIR PILATES CLASS DESCRIPTIONS:

Tops ‘N Tails (or Tops & Tails) is a wonderful expression I grew up with! It means being ready-to-go…from top to bottom, front to back, end to end! Isn’t that exactly what Pilates does for our minds and bodies? It encourages us to ready for any adventure that comes our way because our workouts use variety to engage the whole body, and to focus our minds.

This month’s Reformer workout will have us exploring Tops ‘N Tails by working from the ends of The Order. We’ll alternate exercises from the beginning and from the end of our usual routine for a challenging time! You’ll need your reformer box and pole.

On the Wunda Chair and Mat we'll be focusing on working from the top half or the tail half of our bodies! While every exercise requires the whole body. Setting ourselves up for success from the Top to the Tail makes the most difference!

On the Cadillac/Tower we will work on how the top half of the body helps to support the bottom half and vice versa! Pilates allows us to use the whole body to help with strength from Top to Tail! Let's explore how the springs on the Cadillac/Tower make us connect to the whole body in each exercise.

xx-LL

MEET ME HALFWAY

Online Mat & Reformer Pilates Class Descriptions:

This week we’re going to focus on how we use Abduction and Adduction to center ourselves, find our control, and harness our power. We’ll be working about halfway through The Order of Exercises on both the Mat and the Reformer with an Adduction - squeezing toward center - focus , then we’ll go back to the beginning and repeat those exercises with an Abduction - pulling away from center - focus. You’ll need something you can squeeze and something you can pull apart. So grab a ball and a resistance band, or just a magic circle and meet me halfway!

See you in class,

Tami

MAT EQUIPMENT NEEDED: Your awesome self, a ball and a resistance band, or just a magic circle and a mat!

>> Wondering what mat I’m using? You can find out more here.

REFORMER EQUIPMENT NEEDED: Your awesome self, a ball and a resistance band, or just a magic circle and a reformer!

>> Wondering what reformer I’m using? You can find out more here.

LEG PULLS ARE FUN

Online Mat & Reformer Pilates Class Descriptions:

Alright so maybe they're not fun! But, what we think about an exercise does matter! And if you don't like an exercise or you tell yourself you can't do an exercise I promise you your brain and body will believe it!

So, I'm taking Leg Pulls (Control Push Ups on the Reformer) and making them fun! So we can ALL enjoy what is possible from these dynamic duos!

Have a squishy ball or stuffed toy nearby for our Leg Pull moments on the Mat. Reformer no props needed.

See ya in class,

xx-LL 💋

MAT EQUIPMENT NEEDED: Your awesome self, a squishy ball or stuffed toy and a mat!

>> Wondering what mat I’m using? You can find out more here.

REFORMER EQUIPMENT NEEDED: Your awesome self and a reformer!

>> Wondering what reformer I’m using? You can find out more here.

CONTROL YOUR BALANCE

Online Mat & Reformer Pilates Class Descriptions:

Alright loves, you may not like going overhead and you may not be able to…yet..

But this week on the Mat and the Reformer we will be ready-ing ourselves to Control our Balance.
Yes, the exercise but there are so many ways to work this that if you are not going upside down you're going to feel your balance get controlled!

Think long legs, asymmetrical legs and maybe even a little single leg deadlift.

On the Mat, if you do struggle with balance go to a wall during the standing work or have a chair nearby. No extra props needed for the Reformer.

See ya in class,

xx-LL 💋

MAT EQUIPMENT NEEDED: Your awesome self and a mat!

>> Wondering what mat I’m using? You can find out more here.

REFORMER EQUIPMENT NEEDED: Your awesome self and a reformer!

>> Wondering what reformer I’m using? You can find out more here.

SLINKY SPINE?

Online Mat & Reformer Pilates Class Descriptions:

I know you remember the slinky! So wouldn't it be nice if our bodies could move like that? Well, it's not necessarily good to be super bendy, but it is good to be able to articulate the spine when we are able. In the classes this week we will work through the articulation and flexibility of the spine, as well as pay attention to trying not to go too far. Finding your strength and connections in your flexion and extension is going to be the key! Hopefully, you will feel like a slinky here and there throughout the class!

See you in class,

Mindi

MAT EQUIPMENT NEEDED: Your awesome self and a mat!

>> Wondering what mat I’m using? You can find out more here.

REFORMER EQUIPMENT NEEDED: Your awesome self and a reformer!

>> Wondering what reformer I’m using? You can find out more here.

HORSES HORSES HORSES

Online Mat & Reformer Pilates Class Descriptions:

If you are a lover of the Reformer chances are you have little love for the Horseback. I don't blame you. It's not that fun. If you're on the Mat you probably have no idea what this means…

And that's ok! Horseback is like a seated Teaser but harder!

On both the Mat and Reformer we will be playing with how to connect to this exercise, prepare for it and find a Horse that works for us!

Props: Mat, have light weights nearby

See ya in class,

xx-LL 💋

MAT EQUIPMENT NEEDED: Your awesome self, have light weights nearby and a mat!

>> Wondering what mat I’m using? You can find out more here.

REFORMER EQUIPMENT NEEDED: Your awesome self and a reformer!

>> Wondering what reformer I’m using? You can find out more here.

FRIENDS DON'T LET FRIENDS SKIP TORSO DAY!

Online Mat, Reformer, Cadillac & Wunda Chair Pilates Class Descriptions:

I was thinking of arm days and leg days at the gym, and even the memes you see, which can go both ways. Either dragging yourself around the day after because you're so sore, or you have no muscles at all to hold you up because you skipped those days. Always the extremes with the memes (hey, that rhymed!), and that’s why we love them.

But this is what I love about Pilates - it’s the full body, the whole body. Everything is working together so one part is not overdoing it, while another part is doing nothing. The upper body, the lower body, and the side bodies are connected to our center, so that’s where our focus will be. Even when you think it’s about the arms or the legs, how can you ask a little more of your center to engage?

Props for the Wunda Chair: yoga block and long box for some exercises

See ya in class,

xx-LL 💋

TOPS & TAILS

ONLINE MAT, REFORMER, CADILLAC & WUNDA CHAIR PILATES CLASS DESCRIPTIONS:

Tops ‘N Tails (or Tops & Tails) is a wonderful expression I grew up with! It means being ready-to-go…from top to bottom, front to back, end to end! Isn’t that exactly what Pilates does for our minds and bodies? It encourages us to ready for any adventure that comes our way because our workouts use variety to engage the whole body, and to focus our minds.

This month’s Reformer workout will have us exploring Tops ‘N Tails by working from the ends of The Order. We’ll alternate exercises from the beginning and from the end of our usual routine for a challenging time! You’ll need your reformer box and pole.

On the Wunda Chair and Mat we'll be focusing on working from the top half or the tail half of our bodies! While every exercise requires the whole body. Setting ourselves up for success from the Top to the Tail makes the most difference!

On the Cadillac/Tower we will work on how the top half of the body helps to support the bottom half and vice versa! Pilates allows us to use the whole body to help with strength from Top to Tail! Let's explore how the springs on the Cadillac/Tower make us connect to the whole body in each exercise.

See ya in class,

xx-LL 💋